Define and Align
First, we want to help you clearly define what a truly meaningful life looks like for you, and then, we check to see how aligned your current financial situation is to where you want to be.
Define
To create a clear path forward, we first need a destination in mind. What great possibilities are you hoping to create for your life? Are you wanting to retire with the financial freedom to pursue a new dream and solidify a meaningful legacy for future generations? Pass down your business to the next generation or key employees in a way that feels truly complete?
Our mission is to guide you in making financial decisions that create a profound and positive impact in your life. We take the time to get to know what is of utmost importance for you and your loved ones, uncovering your unique needs, concerns, goals, and dreams so that we can help you build a plan that makes a meaningful difference in your life.
Align
We then organize and consolidate each aspect of your entire financial world, from your personal needs, goals, and dreams to your investment portfolio to each of your important financial documents, into our Comprehensive Planning System so we can begin to gain a deep understanding of your current financial situation.
From this viewpoint, you will have a newfound sense of clarity, as we can now see your entire financial world in one place. This also allows us to gauge how much your current financial situation is aligned with your goals and the meaningful future possibilities you would like to create.
Prepare and Plan
The key to having authentic confidence in your financial decisions, your investments, and your overall plan for the future is undergoing an exceptional preparation process.
Our preparation and planning process is part of what makes our work truly remarkablewe look deeply at every necessary detail to ensure that we can help you make the best financial decisions for your unique financial and personal situation.
Prepare your Real Risk Budget
To make wise investment decisions that can stand the test of time, we help you understand your personal capacity for investment risk in a new way.
We develop your Real Risk Budget by measuring how much investment risk you can tolerate from both an emotional and financial perspective, a critical combination many advisors miss.
When advisors overlook this element, it can result in detrimental consequences for the client. That is why we have become exceptional at applying this science, and it has become a component that our clients deeply appreciate.
There is your wealth, and then, there is you. We must know your financial capacity for investment risk, but studies are continuing to show us that the key to solid investing comes when we couple that with the human element- being able to measure the limits of your comfort zone when markets adjust at the extremes and what actions you will be innately hardwired to take during those times.
When we are intentional about gaining that information, we can accurately guide you in making investment decisions that are far less likely to violate your personal comfort zone.
This prepares you to thrive through changes in the market because you will not become so overly uncomfortable that it causes you to make unfortunate decisions at the wrong time, which can result in a permanent loss of wealth.
We utilize a sophisticated system that, through a quick, easy testing process, accurately measures your Real Risk Budget Score. This allows us to let you know if the decisions you have made thus far are in or out of alignment with your Real Risk Budget.
This also provides you with deep confidence in your investment decisions going forward as we build your portfolio, knowing our work is in alignment with both your Real Risk Budget as well as your financial goals and will help you remain on course as the market shifts.
Your investments are no longer a stress point, but a source of confidence, giving you the freedom to focus on the things that are most important to you.
Prepare your Cohesive Team of Experts
Having every aspect of your financial world working together in a synergistic manner- including those handled by other types of professionals, such as CPAs and attorneys- is key to having the ability to create the best outcomes for your financial world and your life.
We wholeheartedly believe that when people of goodwill come together, we can create incredible possibilities. Our clients are people of goodwill, and this typically means they have already surrounded themselves with great professionals, particularly in the legal and accounting disciplines.
We specialize in forming positive relationships with your professionals, ultimately creating a cohesive team that is proactive in optimizing your financial plan and empowered to work toward your best outcomes. We support them with the information they need to have when they need to have it so they can do their jobs most efficiently and effectively, creating the best results for you.
And should you need access to professionals you may not have on your team yet, we have built highly valued relationships with a network of specialists around the country; we can select and recommend trusted team members who can help support you in areas that need to be addressed on your Clear Path Blueprint™.
Plan
With a comprehensive understanding of your entire financial picture, we can now fully guide you in making wise, well-thought-out decisions for your financial future.
First, we will guide you in developing your Clear Path Blueprint - an initial agenda of critical topics that we will address over the next two years. We prioritize these on your timeline in order of importance and in a manner relevant to your specific needs and goals, and we thoroughly support you in accomplishing these over time.
Perhaps there are some pressing issues that are concerning you; perhaps there are some less obvious aspects missing in your financial situation that we are able to see but you may have not yet considered.
With over 40 years of experience and as a result of our deep attention to detail, we have developed a keen sense of awareness of what to look out for that could interrupt you from achieving your goals. We have also gained a wide array of resources and valued relationships that allow us to uncover greater financial planning possibilities for your unique situation.
We will help you develop a plan of action going forward with the intention of addressing any foreseeable hazards while also helping you live into greater possibilities for creating the life, business, and career that is meaningful to you.
Before landing on any financial decision, we use our Comprehensive Planning System to model and test different options for your plan, extracting an accurate assessment of what your most probable outcome would be for each scenario.
Our sophisticated system takes into consideration your entire financial picture and actually measures the amount of confidence you can have that you will remain on course to achieving your goals given each decision you make.
Our goal is to build such a fine-tuned plan that you can relax and focus on living the life that is most meaningful to you.
Additionally, our Comprehensive Planning System protects your assets from data and cyber-threats by putting everything into a highly secure digital vault, which includes a specific safety protocol for accessing and exchanging that information. This is an acclaimed system that Raymond James has invested in as a top priority, and they provide a rare, written guarantee of the security it provides, giving you a sense of peace that your most sensitive, confidential information is highly secured.
Navigate and Thrive
Finally, we are with you every step of the way, helping you plan in real time for every new phase of life that comes along.
While we initially focus on planning around every foreseeable situation in the planning phase, there are also unforeseeable events that can arise that are less definitive and concrete to plan around.
What happens as market values change? What if your goals shift, or if new dreams arise altogether?
A great plan will not leave you needing to start from scratch at every new phase of life.
That is why we further solidify your plan by building in space for the unforeseeable, giving you confidence that you can thrive through future changes. We create your plan to be a living, malleable framework that can be adjusted through all phases of life.
Using our system, both you and our team are able to track in real-time how well you are staying on course to achieve your goals and remain in an optimal financial situation, and you have full-time access to your Comprehensive Planning System to model and test new dreams and opportunities as they arise.
When unforeseeable changes happen- whether in your life or in the greater world at large- you need a team in place who offers a deep level of trusted support and has the competence to guide you through those situations.
As the world evolves, markets shift, and life changes, we are with you every step of the way, flexing with those changes, planning around them in real time, and ensuring that we preserve the great possibilities that are now beginning to come to fruition to the best of our ability.
We have regular strategy calls and tactical sessions with you to ensure we are up-to-date with any changes in your life and your goals, and we help you make any necessary, constructive adjustments in your planning system to keep you on course.
Our team remains your trusted confidante. Each team member is trained with practical systems to keep your personal, important information highly protected. And we maintain a committed, connected relationship with you, guiding and supporting you with any new decisions you need to make along your journey.
